The business toolkit

Put your assumptions to work.

Simple tools for a more useful planning conversation. Inputs stay in your browser and do not calculate your actual tax liability.

CASH RESERVE PLANNER

What does your cash need to cover?

Enter a typical month. The reserve percentage is your own planning assumption, not a tax rate recommendation.

$2,625Illustrative cash remaining after entered costs, reserve and owner draw.

Revenue less operating costs$7,500

Planning reserve$1,875

Owner draw$3,000

BREAK-EVEN OUTLINE

Connect price, cost and volume.

Use a consistent period and an average unit or service. The result depends on the assumptions you enter.

60Illustrative units needed to cover entered fixed costs.

Contribution per unit$135

Illustrative sales at this volume$12,000

These tools simplify a planning question. They exclude many factors, including timing differences, tax treatment, debt principal, capital spending and changes in demand. Do not treat the outputs as a tax estimate, a valuation or a forecast of actual results.

A stage-based action list

Focus the next conversation.

Choose a stage to see a short preparation checklist. Adjust it to your own business and professional advice.

My business is…

Planning priorities

Separate business and personal records.
Document your offer and pricing assumptions.
Identify registration requirements.
Create a filing calendar.
Discuss structure with a qualified professional.

Put your assumptions to work.

What does your cash need to cover?

Connect price, cost and volume.

Focus the next conversation.

Planning priorities

Better questions make a stronger starting point.